I still  have to do some more research into the individuals behind both concepts but what option do you believe offers more value?

Most of his coaching is for consumers who have credit card debt and other behavioral finance needs so I support a lot of it.   

I'm looking to start off in areas with lower costs coming in, preferably under $100k single families but definitely under $200k.These markets are particularly appealing for novice investors, especially those from California, as they offer more affordable options compared to local alternatives.

Maybe offer to pay a portion of the balance contingent on completing the work or signing a waiver to avoid the lien.

We offer flat-rate management which is uncommon in our area.

Rather than that, if a loan is called because the property underwent a condo conversion (apartments into condos) or subdivision process without the lenders awareness/approval, would they still be required to offer a preforeclosure period before being able to foreclose, as is the case for lack of payment?

Rates will be a little higher (5%/6% range) but the cool thing is that you can often find these on 30 year fixed terms unlike the short term balloons the local bank would offer. 

How do you evaluate R.E. deals for potential creative financing opportunities?

Private money lending bridges the gap between speed and flexibility for investors while offering lenders a secure way to grow their returns.

I don’t think I’d take the deal if they offered $1,200/mo, unless they put down $50k.