Up..End.I wouldn't get those inspirational words on a t-shirt, you're going to lose it when the market tanks. 

...Well Michael,-- John remembers his neighbor from childhood who lost his shirt in the recession.-- Sarah's Father always told her real estate was only for rich people, and she never gave it much other thought.-- Doug, well he usually just goes along with what everyone else says (you know that).-- Emily, since she's going through that nasty divorce, she's seem's negative about everything.-- Robert, ever since Emily left him, he just drinks and drinks.

Scott, did you create those shirts?