From these posts, I am starting to feel a bit exposed and will try to develop a global fund with 20K to cover unanticipated unanticipated events.

The rule was setting up a new Department with new inspectors who would require you to upgrade everything in a house, before you sell, with the idea that you are contributing to Global Warming with the old stuff.

I think they got really ticked off with BO being sworn in, that they see the country going toward the "minorities" and it scares them, that now the best thing to do is to strip the country and funnel as much as possible to the 1 or 1/2% upper class, go global and to heck with the country.

As for the legality, I'm not an attorney, but you can look up the Uniform Electronic Transactions Act and Electronic Signatures in Global and National Commerce Act for more information.

“How about global warming, universal health care, or stimulus packages?”

This issue is like global warming.

Don't over think things. 80% of people never get started because they can't think up a dad gum name for their LLC. name it "I Was An Engineer Now I Am An Investor" LLC and book the business. ;-)

We have a program and it's through HDI Global Specialty which is the 3rd largest reinsurer in the world and rated "A" by A.M.

Global hedge funds are chasing numbers far less than that. 

I think the globalization has tied together economies so much that any impact anywhere affects all of the countries.