If financing, is it better to get a bank loan or finance at the dealership?

or Do I turn the Fl house into a short term rental property and look to finance the 6 cabins?

Many who financed or refinanced 3 years ago have an ridiculously low rate.

@Ben Cochran I hope you have factored STR tax savings into your cashflow and ROI as it can be significant.Leveraging equity to purchase a short-term rental (STR) in Tampa Bay can diversify your portfolio and potentially generate strong cash flow, but it also increases your financial risk.While your properties hold significant equity, adding debt from HELOCs or a DSCR loan could strain your finances if STR performance fluctuates or costs rise.

Cons I would say are achieving financing.

Apply the 70% rule to determine your maximum allowable offer, then negotiate and get the property under contract, ensuring your agreement includes inspection and financing contingencies.Arrange professional inspections to uncover any unforeseen issues, using these findings to negotiate concessions or confirm your repair budget.

You should do something, what is the question and relies on us getting more clarity on your investment property, personal finances, etc.

Even with very little cash on hand, you can get creative financing; for example, I did my first flip renovation with a new business Credit card one year with 0.00% APR, paid everything back after the sale, and got points and signup bonuses.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

Another tip here is to let them bring their own linens (fairly common) so you save money that way!