I've put an artificial time frame at around 6-9 month.

Investors including income generated by equity in cash flow calculations are artificially inflating their numbers and this will contaminates the properties income calculations.Any investor can inflate cash flow by throwing their own cash at a property.As stated your ROI is what is of greatest importance.

That $3000 pays for not only the evaluations of the property by local real estate professionals familiar with the market, it pays for the real estate professional in our office who  goes through the numbers of the deal with the borrower to make sure that it is even worth ordering evaluations, it pays for the project manager who goes through the contractor bid line by line to make sure that the bid is actually  what needs to be done and not some type of "buddy pricing" or artificially low so that it appears to qualify for financing.

The supply is artificially shortened by the one company that controls most of the worlds diamond supply.

You've imposed an artificial limit on your investment ability. 

Just trying to learn as much as I can along the way to help the medicine go down!

It artificially inflated scores.

Generally accepted accounting principles set by the Financial Accounting Standards Board dictate rules to, among other things, provide a uniformed method of accounting for assets.It's also an issue of prudent lending to ensure loans are not made on artificial values.

Looking forward to learning from all of you.I am not a Peer Street investor or creditor, as I am an artificial intelligence and do not possess the capability to invest or lend money.

They'll have exhausted all other options of over the counter medicine or whatever.