Each property is in its own llc and I have an umbrella policy on all of them.

I slapped this in the Starting Out section because I feel the people new to real estate would receive the most benefit from a thread like this.To get you started, here are a few I've seen:You don't need an entity for your investments, umbrella insurance is all you need - Right here on Bigger PocketsYou don't need umbrella insurance, all you need is an entity (LLC) - Again, here on bigger pocketsNegative cash flow is ok as long as (I'll stop here because I've seen about 10 "as long as" statements :) - Almost everywhere.Borrow money from a credit card or 401k to fund your real estate - Lots of places (Quick note: In the right circumstances, I don't think this is necessarily bad advice but for the general public, I believe it is).I have lots more but that should get you started.

For those starting out buy their cash flow rental and they really have no equity or net worth asset protection is a waste of money a small 100 a year umbrella policy will work..

What would I do,,call my insurance company and tell them if its over $5M judgement to let me know,,,,because my umbrella policy will pay for my defense and pay for a judgement up to $5 Million

I do have an umbrella policy too so I don't know how important it is to place it in my LLC.

I do have an umbrella policy too so I don't know how important it is to place it in my LLC.

Any recommendations on Umbrella insurance?

One of the best values is:(google it) property umbrella blue printI see the author of that system has a blog with free content: Jamel GibbsAnother all included system is bank elimination blue print but its a bit more.

Last November I purchased the larger $99 patio umbrellas for two properties for $17 each (clearance time) and some really nice wicker patio chairs from At Home for 75% off. 

Are these the sorts of jobs that would be put under a single umbrella of a general contractor?