Well the bottom line being that if you are giving advice to someone, you should take the effort to understand if the advice is actually beneficial or detrimental to the person you are giving it to with reference to their experience level.Morgan, the original poster that I oriented my remarks to, is a new investor.

@Jay Neil, Is that good or bad or just a remark.

States with non-judicial foreclosure processes have had remarkable success in clearing out the inventory of distressed properties, which is one of the factors driving the housing rebound in states like California and Arizona."

Sometimes you will see something like "you've been denied credit due to too many derogatory remarks" -- that just means too many instances of late payments, or too close to your max limit, or anything else that is perceived as a negative.

For example San Diego is http://sandicormls.com/ You pretty much see what agents see except for the private and showing remarks put in by agents.

I work full time and graduated from NKU last December thus my familiarity and preference with the NKY area, my fiancé also has a lot of family in the area as she grew up there; I myself grew up in Cincinnati, Sycamore.Hopefully I can get advice going forward on what to look for with potential properties, cash flow analysis, and so forth; maybe even meet some local members.Questions, comments, or rude remarks for me?

Brian, you were kind enough to send me alot about the option you mentioned, including the opinion of the attorney who devised it and that is where I based my opinion, from what was said between us and the attorney's remarks, that the due on sale could be avoided.

Thanks for the kind welcome remarks!

They were not at all happy with that.Long story short, the guy made a threatening remark to the PM today and so the management company just advised me that they are unable to effectively manage this situation and are pretty much hanging us out to dry with a very difficult tenant.

I have met people here on BP that I have a great deal of respect for, and who's opinions I value immensely, like @Mike LaCava @Danny Johnson @Jerry Puckett and @Sharon Vornholt and I consider myself very fortunate to have found such a remarkable community here.