If you Bank/Lender does not allow it you can refinace the mortgage into a DSCR or true Portfolio loan program. 

What they are telling you is true.

I would say hire another you when your value proposition begins to slip (e.g. you can't stay true to your boutique goals because of the volume of work) or when the work is too much for you alone.  

Not true.  

Less risk as far as a debt note, that's true, but debt is not the only risk to be managed.

Setting up. the LLC in Oregon would just result in similar compliance requirements in CA if the latter is true. ...This post does not create a CPA-Client relationship.

Hre are the key things to knowWhat you are bidding on - often oddball properties that are hard to identify and have little value are auctioned offThe true as is value of the property, The tax assessment can be way higher or way lower than the true as is valueThe local laws and how they affet your total costs and returns

Thank you allThis sounds too good to be true.

I am wondering if you are making some assumptions that just aren't true. 

.* Additional Charges: Jenny requested that I deposit on her checking account an additional $20-25k for her to purchase furniture, which I refused because I thought it was very strange, opting to give my card # instead.* Work Quality: Jenny never showed up to the house, she sent 2 people instead, she never mentioned she would not show up herself, she never asked for approval to send two others instead, they did not complete the job, and there were multiple unauthorized charges on my card.* Receipts and Expenses: Once I brought to Jenny's attention that we were 20k above budget, she refused for days to give me the receipts, saying that I needed to give her my credit card statement first.