@Chris Ke With $200K for a down payment and the ability to invest full-time, consider starting with a 4-plex or multiple single-family homes (SFHs) within a 5-hour drive of Los Angeles in areas like San Bernardino or Riverside.

@Mattin Hosh it's not exactly easy to do this.DM us if you'd like to chat about it more...

Let me know if you’d like to chat and start building connections before you’re ready to buy!

Let's chat sometime and talk more about it!

Starting locally vs. out of state:I always recommend starting locally if it aligns with your goals.

I've been working in this space for a while, so I can definitely share some insights, tips, and even some lessons learned from my own experiences.Whether you’re curious about neighborhoods, market trends, or just how to navigate buying, selling, or investing here, I’m happy to chat.

I'm an investor and realtor located in the area and happy to chat ideas & strategies and see how I can help. 

I am getting started in real estate investing soon, and I want to plan for the best course of action.

I currently live in the Bay Area, but I’ve decided to start investing in the Jackson County/MO area.

If you do have enough other income then you dont even need to lease out this property to start your refinance.However if you dont have enough income to qualify with no rental income offset then yes you will need to obtain your lease(s) and security deposit + 1st months rents deposited before you can utilize 75% of this gross income - your monthly PITIA payment (in terms of qualification on this property refinance.So all in all Id make sure what your current debt to income position is first of all (DTI) and then strategize to see if you even need the leases at all.