I truly think I only need 4 more houses to hit my goal and then shift from buying to paying them off.I am not sure if I am thinking about this the right way and I am sure there are things I am not thinking about but below are my thoughts:Pros - I can purchase the houses I need to hit my goal faster - With getting homes fasters the depreciation, tax benefits, amortization, appreciation, rent increases all start sooner - Home prices on average should be lower now then if I buy in 4-5 years - I can take better advantage of leverageCons - I have more risk until I pay the properties off - Less upfront cashflow - Longer timeframe to acquire the properties to reach my goalIf anyone has any opinions or advice I'd love to hear it.One thing to consider is the more of one’s own money you use, the more you can be lax and lazy with the deal and your standards.

@Brian Rocha It’s clear why most lenders insist on including rehab funds in the loan, and all of our partner banks follow this practice for fix-and-flip loans to minimize risk and meet securitization standards.

@Connor O'Brien CHA does release payment standards that can be found on their website but those are maximums, not guaranteed. 

While technically negotiable, the Sitzer/Burnett case revealed that the industry practice effectively standardized these rates.

Hi Chris- That would just be standard wiring then. 

All fees seemed right in line with industry standard, ($9.95/mo, per entity + one-time registration fees). 

@Zach Howard some copy & paste advice below:)-------------------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

I'm a big fan of value-add opportunities, whether it's buying something currently undervalued & fixing it up to my standards, or buying something that has additional income opportunities that have yet to be incorporated. 

Once these type investments develop a history, I can see a market similar to peer to peer lending where default rates become standardized and known.  

Some of your requests may fall outside this manager’s standard practices, and customizing services for each client isn’t practical for most PMs.