I spend $90 a month for one LLC, and $50 for another.

Because for a certain type renter it’s just SO easy to continue renting fully furnished rather than having to spend $20-40k on furniture; come up with a down payment on a house purchase; and or worry about repairs and maintenance.  

Rather than just spending the money on a rate buy down. 

I have the same dilemma and can't find a rock solid tool without spending 100's of hours building mine...much appreciated.

Of course, not everybody is that good at or has the time to do Google searches or know how easy it is to use ChatGPT so it might still make sense for you to provide such a guide to your (potential) clients.If you don't want to spend time reinventing the wheel, you have other easy options:a.

You can attend all the REIAs and read all the books and sign up for all the conferences, and spend all the money, and you are will never really know you can do it until you do.Over 20 years in real estate in various forms and roles, action will beat out intelligence or education or even network 100% of the time.  

After spending 16,000 he's paying 2850.

You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.

For the 2-3 months of dry heat, (that most of us spend in the pool or at the lake) we get to enjoy 9-10 months of pure joyous weather without extreme rain, snow, hurricanes, tornados or any other extreme conditions. :)

Now I spend 5 years hoping they make their payments and somehow refinance to pay off the balloon.