Quote from @Jeremy Torres: What I meant was should I get the four plex or just keep with SFH?  

I think I can open another personal checking account at the bank I already have and it'll be under my name but i'm trying to buy out of state rentals with an LLC I own.

The advantage with the bank was minimal closing costs, a good interest rate, and a draw system so I could get funding as I completed each rental unit. 

We currently have two rental properties, both owned in our names not in LLC. 

Then stated couldn't fund to a partnership only an LLC or Corp.

I'm not sure I would get to cute trying to squeeze every time out of it now with a lease that might cause you issues in the future, but the scenario you describe is common and probably smart. 

The second option at least gives you a chance at a fresh start with a new tenant.Of course, a new tenant is an unknown and there's no guarantee they will be better.

And what discount should I expect?

North of Patterson Park, the first block is OK, but then gets worse each subsequent block up.

Now this depends on how much you want to raise, if its $1M yeah that can be done, if you go above $5M you are gonna need to spend money and I would assume someone starting out 10% of that amount to get there.