@Victor Yang To use the rental losses to offset any active income (W2), you'd have meet Real Estate Professional status (which would be difficult to do with a W2 job because you'd have to work more on real estate than any other job to qualify) OR have an AGI of $150K or less.

Huntsville is a fantastic market with strong job growth, a booming tech industry, and steady rental demand.

In addition, I don't feel like our job market is mature.

With my W 2 job I might not be able to fly to these areas and vet them.

It would be a different story if I were endorsing a business that was not doing a good job.  

I’m also open to exploring short-term rentals, private lending, or passive investing in funds—anything that maximizes returns while keeping risk and time commitments manageable.For context, I’d consider leaving my job if this could become a full-time venture that surpasses my current compensation (low-mid six figures).

There is so much growth here - population growth, job growth, and companies moving and developing here.

Few of us are full-time hosts, instead we have day-jobs.

Looks like a hack job.

Where another issue arrises is I recently quit my job after becoming pregnant as they would not cover my maternity while overseas, my husband is employed however he works for a UK company and is British so would be unlikely to help us with the situation in the US.