I wanted to see what markets have both a relatively high rent-to-price ratio and high appreciation.

Understanding how to use Market Analysis and Property Appreciation Potential will help you make better investment decisions.3.

For a truly passive experience you'd probably need to be an investor in private equity deals or be a silent partner on a project.

Each project cost is around the 400k market without land cost.

If not, I'm guessing it would be treated as a traditional rental loan, either conventional or DSCR, using market rents rather than the rent in the lease agreement.

. ;-) The following is just general informationIt sounds as though the seller has an investment to sell, not his private home.

My credit should be the highest allowable also and I shouldn't have problems with approval.Ok, i shopped about 80 lenders (based on Fridays rates, market is closed so no live pricing)Conventional Full Doc loan you would be at 7.875% if you put 20% down (you said what the house was worth, but not your purchase price). 

I’m currently working on a deal in Fort Lauderdale & actively looking for financing solutions like hard money or private lending.

https://www.biggerpockets.com/markets?

Quote from @Scott Tennell: For real estate investors who have worked with private money lenders, what strategies have you found most effective in structuring deals to ensure both parties are protected and the funding process runs smoothly?