Thanks to everything I’ve learned from the podcasts, books, and this community, my wife and I currently own:A triplex in MaineA single-family rental in San AntonioA single-family primary residence in Las Cruces, NM, which will become a rental when we move in a few monthsFor context, I’m an active-duty Army officer with about 12 years left until retirement, and my wife works for a university in Boston.

If you plan to build your own primwry you absolutely want it to be your primary first not investment land first.

At this time the primary goal is passive income and then scale within 5 years as I gain more experience and network. 

Refi the house so they can continue to live in it, they will get the best loans on their primary residence.

Why not look at "flipping" your primary residence and sell it rather than rent it? 

Or turning your current residence into a rental and buying another primary and living in it until you can rent it to cash flow. 

Etc.My primary partner, Jason, and I were partners for six or seven years.

I would be happy to connect you with him if you wanted to inquire further.I think 10% is as low as you will find for investment property, unless you purchase an SFR with an ADU or mother-in-law and house hack with a primary home loan.I hope that helps!

My primary focus is on the BRRR method, with a greater emphasis on appreciation over cash flow.For those with experience investing in Cleveland, I’d greatly appreciate any insights on neighborhoods worth focusing on.

You seem to know how many lenders we have "signed-up" on our platform.