Is it currently fully-amortizing or is there any remaining interest-only period?

What contingencies were included in your purchase and were you within those contingency periods? 

Typically, you'll have something like a 10 year draw period with interest-only payments, and then the balance is amortized over 20 years.

Upon calling a few banks, i am told that there is a minimum of 6 month holding period before I can do a cash out refi.

However, some lenders may require a seasoning period (usually 6-12 months) to ensure stability.

K-1 losses, generated through depreciation and cost segregation, can often offset distributions during the hold period, minimizing taxable income.

Most of my cancellations were within the cancellation period and I charge a cancellation fee for my direct bookings.

As I buy with a very long hold period, I believe my Austin properties will outlast me(yes, given to my kids).  

I think one of the biggest risks you face with Cash Out is interest rate risk.It's really difficult to predict where interest rates will be in a 2-5 year time period, so it can also be challenging to model out future mortgage rates.

Fail #1, platform is not intuitive and doesn't tell new hosts that there is a "trusted partner" period where PAST verifying your property, you still have to jump through hoops to actually set up direct payments.