Our actual carriers used to be Secura, but they seem to be getting out of a lot of insurance lines or pricing so high as to have customers drop off, and we just moved policies in Nov. to Hanover Insurance. 

I aim for 10-20% CoC on BRRRR deals. 

For your first investment I would aim to get some amounts of cash flow and not be in the negative.

Hey Eli –Given your situation, DSCR loans could be a solid path, especially if you're aiming to expand your portfolio.

After conducting thorough due diligence, including a professional inspection and market analysis, the property was acquired for $72,000.Renovation and TransformationThe renovation aimed to modernize the property, enhance its appeal to potential tenants, and maximize its long-term value.

You can also can copy their aircover policies into chatgpt and tell it to show this guest violated their policy to see if there is an angle you are missing.

Policy is fine.

"I mistakenly had a rental policy instead of a builder’s risk policy."

From what I’ve heard, properties that emphasize tranquility.. like offering outdoor seating areas, fire pits, or even something as simple as a hammock.. tend to perform exceptionally well in remote settings.You’re spot on about STR policies in Johnson City versus Knoxville.

This will not only broaden my exposure to the market but also help me network with other investors and professionals as I work towards my long-term goals.My aim is to start buying properties for myself in 2026, as I’ll need some time to get my finances in order.I’m excited to be a part of this community and would greatly appreciate any advice, tips, or guidance you can share.