The SST doesn't apply for legal 2-flats so if you want to use FHA it's probably better to target those that maybe also have a non-conforming basement or attic unit.This is why the 5% down conventional loan is a game changer for house hackers.

You already have a pretty solid portfolio, so adding another property and generating more cash flow might accelerate your wealth in a way that the Roth can’t match, especially if you’re planning to transition to real estate full-time soon.The long-term game for you seems to be building that cash flow and equity in real estate, and it sounds like taking the hit on the Roth 401(k) could be worth it for the immediate returns.

A dedicated real estate agent who understands VA loans, house hacking, and investment properties can be a game-changer.

Governmental agencies do get involved, often very late in the game and often just having the guru agree to a “cease and desist” order

Liability Protection: An LLC provides legal separation between your personal and rental property assets, which can protect personal assets if a lawsuit arises.

Hey all, I currently have a new home being built that I would like to keep in my personal portfolio.

As the CFO of a developer, I’ve got a soft spot for folks chasing financial freedom through real estate, and I’d love to weigh in on your plans while tossing an idea your way.Your short-term rental game is fire—$70k net from three NJ apartments near NYC is no joke, especially supporting your family with it.

Another option is a personal loan, but positioning it as a home remodel (rather than an investment property rehab) could improve approval odds.

It can simplify end-of-year paperwork, but you’ll want to confirm the details with a tax pro.3.Long-Term Game PlanPaying out of pocket and keeping your medical receipts can be a great strategy.

No Personal Use: You or family members cannot live in or personally use the property.2.