I’ve done some research and have found that some banks will allow the seller finance portion from the seller to go towards the down payment of the loan, is that true?

But my down payment 3 years ago is only 10% of the total price $42K.

I know there's seller finance and "B" lender that are good for the short term, but if a balloon payment is due say in 5 years, there's no guarantee that my DTI would be in a better place then I'd be stuck without funding. 

I decided to buy the property from my grandfather using a gift of equity, which allowed me to take over ownership without having to come up with the full down payment and pay for the tax lien and his closing costs.

Take the payment in 2 or 3payments.

How long have you owned these, and how much is rent vs the payment?

@Andrew Lanoie I apologize for my remark.But our investment is 40 times the monthly payment.

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