On the other hand if they are a sponsor that is experienced in stopping a skin in the game, that's a huge red flag for me.c) how open to scrutiny are they?

Let’s just say this house taught me the importance of staying calm when your plumber says, We’ve got a problem, and your electrician just stops answering calls...

If you are looking in the area where you live, stop by areas under construction and you can ask. 

Then Pandemic and life took its toll and everything stopped in it's tracks.

When I tried following up with Delta, they did not have an answer for me and simply said that they would just stop all progress on my construction until I made the payment for the first draw.

Stop with the gadgets, the AI and all the crap out there that offers you "shortcuts" for lead generation.THERE  ARE NO SHORTCUTS.The reason I am successful generating leads and most of you are not is because I did the gaahdamn work, the research, the testing, the tweaking and I perfected this.

By the way a year ago the same umbrella policy that I had brought in on the car  accident stopped covering vehicles in CA.  

First stop is always a mortgage broker!

Out-of-pocket is $10k - 4*$506 = $7,976.If we stop here and collect to maturity we have 43 - 4 = 39 payments left on the 1st investment and 48 - 4 = 44 payments left on this new investment.

IF that is the case full stop - yes you are paying for something called insurance but if you have a claim the company has the right to pretty much deny coverage for having the wrong type of policy.Landlord policies are higher cost but for a reason - there is a different and increased level of risk when the house is not owner occupied.Talk with your agent and get all the details sorted out.