The cost to go up in limit is normally cheap)Medical payments  (for small cost injuries that happen on site. 

We looked into getting an STR in Cape Coral (we have one already in the Virginia Northern Neck that is performing well).I don't think that area would be a good investment choice for STR based on what I saw there and in surrounding counties.

But like I said that loophole has closed in my neck of the mountains, and it never existed on Vrbo.

Ryan,If it is truly a separate company, you will want to have proper Insurance coverage:- General Liability (Bodily Injury or Property damage caused by your operations)- Professional Liability (aka Errors & Omissions - for damages caused by your decisions, advice,...)- Workers Compensation (even if you are not employing anyone)There are other coverage to consider depending on your operations.   

If you're ever in this neck of the woods, happy to get together too.

Sure enough some time later, he staged a trip and fall, photos taken with injuries.

I live in your neck of the woods and have interest in the KC market. 

THAT is the #1 bottle neck when it comes to REI!

It'll also be a pain in the neck for your PM.

(Short-term rental management's gonna take 25-30% in my neck of the woods.)