Instead, he insulted my profession as an ortho surgeon which indicates to me I was right about his videos. 

Also, how would I know after doing the analysis for towns in my market area if a particular ratio is indicative of a better, or underserved market? 

Our website was just OK, our email campaigns were hit and miss, our conference presence was fairly minimal. 

Look for a local credit union that can offer a cash-out refinance once the work is done, ideally with minimal seasoning.

Explore a DSCR Loan with Reduced Down PaymentSome lenders offer DSCR loans with minimal cash-to-close requirements if your property cash flows (even marginally).

Minimize expenses and pocket as much of that $60k as you can.

For instance, mismatched names, employment details, or salary figures should warrant further scrutiny.Urgency to Move In: Applicants who are unusually pushy about quick move-in dates may be attempting to bypass thorough checks.Reluctance to Provide References: Hesitation or refusal to provide contactable references from previous landlords or employers is a cause for concern.Cash Offers for Faster Move-In: Proposals to pay a significant amount up front, especially in cash, to expedite the moving process can sometimes indicate an attempt to avoid scrutiny.Unverifiable Identity: Difficulty in verifying the applicant’s identity through standard identification documents can indicate potential fraud.Tips to Mitigate Rental Application Fraud:Enhance Verification Processes: Implement stringent verification processes for employment, previous rental history, and identity.

In neighborhoods that won't attract high credit score tenants, I've found that a stable job history with a MINIMUM of 1 year at current or previous job to be the best indicator of a great tenant. 

Not the nicest areas, but nice enough.. and I would be looking for minimal cashflow, banking on appreciation. 

The taxes can make things difficult, but there are some things you can do to minimize their impact.