Kind of like todays guy Pace Morby  lots of BP folks take a shot at him but I bet he has made well over 50  million selling his system.

And what's the #1 pace at <6%...... 

During the month of November, 4 units, pretty much all my problem tenants, picked up in the middle of their lease terms and vacated after failing to pay November rent.

Our thought process, is that we should purchase a property in the villages or very close by as this is a very good middle ground for the said areas above.

I'm currently going through Pace Morby's book and video companion guide from the Bigger Pockets Store.

We own a complete eye sore in the middle of the CBD and he said if we can fix it up and make it glitzy and nice it would certainly help our case.

I've seen everything from a lender using the highest middle mortgage FICO score of the LLC members (as long as the guarantor owns at least 20% of the LLC).

Then just work to the middle.

At the pace I am going, I will be firing my boss at my JOB in about a year.Good luck to all my fellow investors out there.JL

If it's tight or you're uncomfortable with the tenant you have in there from a confidence perspective, especially if this is a first deal, maybe meet in the middle and get a lender at 75% or 77% (doesn't HAVE to be at 5% increments) that wont make you season, and leave a bit more money in the deal, but sleep better.Overall, if I cash flow well, have/keep reserves, and am comfortable I fixed everything in the house, I like to max out the LTV on refi.