If it does vest, then the 2nd isn't currently $8k and the paperwork could further help your case.Other option is to completely ignore the equity in your residence and look for creative financing on the property you want to purchase. 

would love to see a seller finance specific calculator that has a option for 1031 exchange from buyer bringing in down payment.  

I’ve realized I need more passive options, and have moved to a syndication and private lending.

Very common scenario for sure, if it'd be helpful to look at some options feel free to reach out!

I know many property managers that no longer use Rhino because they refuse to pay out.The other option is a surety bond.

This is not a great return, but not terrible.As others noted, there are other risks, like having the property insured at full replacement or purchase price, or if the option is 100% seller financing with no money down or very little, versus 20% traditional down payment, this can start to move it into a better investment.

I’m committed to keeping my options open and continuing to learn about being a landlord to ensure I’m well-prepared for my first purchase.To improve my ability to analyze deals, I’ve developed a two-part plan:Join a local BP meet-up group to discuss my goals and support others.Continue learning and engaging with the BP forum.Thank you again for your guidance—it’s truly appreciated!

For example, I've had a couple of 3+ bedrooms sit for a longer period of time because they only had one parking space available (and no on-street options nearby).

Just asking as most folks seem to think "giving it back to the lender" is always an option.

Out of state investing in cities within a reasonable driving distance may be a good option.