Does it make sense to be house hacking if your monthly expenses become 2-3x what they are now?

After that you’re managing income and expenses and the calculators go out window.  

We report an expense for $800 repairs. 

Conventional wisdom says that DSCR should be more risky and as a result, more expensive than conventional loans.

., up to 300 sq. ft.) or actual expenses.🚗 Mileage Deduction – Standard $0.67 per mile or actual vehicle expenses.💼 Startup Costs – Deduct up to $5,000 in the first year (if total costs are under $50K).📢 Marketing Expenses – Ads, branding, and website costs are fully deductible.⚠️ IRS & BOI Penalties to Avoid:🛑 Late business tax filings = 5% penalty per month on unpaid taxes (up to 25%).🛑 BOI Reporting non-compliance = $591 per day in fines, up to $10,000 + potential jail time.Final Tip: Many business owners work with a CPA to ensure tax compliance and maximize deductions.

1M seems low and I'd like umbrella, but appears I'm unable to get it as far as I'm aware.

•If jobless claims are low (below 210,000): The labor market remains strong, keeping the Fed in no rush to cut rates.

I do not do the value add unless in projects at least 2x, but typically I am not achieving much better than 2x (I am not sure if I have ever gotten 3x).I think the rent point is too low to warrant keeping the properties as the cash flow will be challenging. 

I want to minimize my out-of-pocket expenses and am considering using a HELOC on my home or leveraging the equity from my first rental down the line.

Low Housing Supply 🏘️Suburban areas have limited inventory, creating opportunities for new construction & renovation projects.3.