Aloha Jose, as many have mentioned based on the limited info you gave there shouldn’t be any issues finding a lot of lenders.

This limits their RE Investment options to RE that does not have huge negative cash flow.  

Your options are limited. 1. 

Don't limit yourself to the San Antonio area, you may not find one! 

If you have a credit card with a high limit or a line of credit on the existing duplex that might give you some wiggle room.

By diversifying, but still investing in the most promising deals, you limit the possibility of a devastating loss without limiting your upside.  

We are new so funds are very limited, is there a process you guys use to make sure legalities are set up right, and can they charge on the close of the deal?

Active investors absolutely have ability for higher returns, but at some point it does impact your primary job earning power. 

great alternative to small time investors with limited capital.. doing 20 though would be quite a bit of work.. selling coaching has basically zero liability when you start to manage investor capital your liablity goes up a ton in the unlikely event of a water landing..

Lock-out, should they continue to not come even, would be typically less than 14-days.Unless the tenant comes even with the rent (which would result in dismissal of the non-payment of the case), there is generally limited defense to this process.