I usually do month long rentals (as a minimum) but committing to a full year with a tenant makes me nervous.

I am not sure how long this process could take me and I am nervous to sign a lease if I can't Airbnb the property immediately. 

Sounds like your stereotyping and truthfully we don’t see much of that, so I think your grasping at straws to sound like you know what your talking about, when you unlike us, do not specialize in Section 8.

After reading through a few old forums about investing in Trenton, I'm a little nervous.

This is conducive to "Wood Damaging Insects" to be able to get in the home.

I'm nervous

I'm getting nervous that the area is eventually going to become unlivable because of the prohibitive cost of the insurance.

I may be overthinking this - I've just never had this much cash on hand and it makes me a little nervous!

I am more torn between investing in section 8 with lower loan amount given the interest rates currently compared to a house hack where I’m paying way more. 

Being maxed out on credit cards would make me nervous.