This signals that this is my final offer.Focus on win-win solutions. 

We have all been in contact with each other and coming together to take this a step further if we do not find solutions with our relationship with you.

The good news, there are usually solutions and options for you to explore. 

From what I’ve read in the Wall Street Journal, companies like ALE Solutions specialize in placing displaced families.. so you might want to explore partnering with them.

While it’s not uncommon for full-service managers, you might find lower rates (~10-15%) or alternative solutions like co-hosting services, especially if you handle bookings, rate adjustments, or guest communication yourself.

His solution was to wrap this loan straight into a loan I already had with him.

The solution was to suggest they renew for 9 months.

Your solution is to borrow the downpayment, as well.This is referred to as "over-leveraging" and it's not wise.

I have already had the pleasure of speaking with a few of you from Atlantic Canada here on bigger pockets. perhaps we can use this thread or create one to help with current issues problems or solutions to issues and challenges we face thoughts? 

Assuming these are in decent areas, this is the best solution.