For illustration purposes, there is a $1M loan, the lender takes back the asset for $800k & there are 3 guarantors, each with 33% ownership interest in the real estate.

Perhaps what is being referred to here is business cards with a high utilization will prevent or limit the possibility of further business cards or limit increasesBusiness credit is useful because it is hidden , and as I have illustrated, it’s simple to get the cash out of the cards at 0%What might be prudent is to use the business cards lightly for the initial 6 months, and then after limits are raised or more cards are granted, then use it heavily......judging  when to pull the pin is down to personal situations Home Depot and Lowe’s accounts make sense for covering refurb costs and again if business accounts do not affect your personal credit even if used to the max

For illustration purposes you mentioned the  partner is an attorney.

This criteria is for 1-4 and 5-8 unit programs.I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

This section will explain the role of ESG in real estate, detailing how properties that meet these criteria tend to have higher valuation premiums, better market performance, and lower risks associated with climate change and regulatory compliance.Case Studies: Success Stories of Sustainable Real EstateTo illustrate the real-world impact of sustainable practices, this part will present case studies of successful sustainable real estate projects.

this thread perfectly illustrates the reality of cash flow in the first few years, which is this: there isn't any. 

My preferred lender, Zack Tarbet, can illustrate what you are able to do. 

The more you are able to illustrate the salient points of a deal, the more folks will be able to weigh in, offer advice or even connect with you on an opportunity.Does that make sense?

These are not actual numbers but just for illustration purposes - though look quite realistic for the market I am considering based on Zillow, FurnishedFinder and other sources.Vacancy rates for MTR are low due to an acute shortage of nurses.