So, what is happening today is not as important as what will happen in the foreseeable future.If rents are increasing faster than inflation (I use 5% per year as an average rate), then it may be worth holding the property, since your cash flow will increase as rents rise.However, in your post you stated, "Mortgage rates have kept increasing as well, that's why I put a range on negative cash flow."

Investment Info:Small multi-family (2-4 units) buy & hold investment.

Whether it’s making an offer or calling a seller—momentum matters.What’s holding you back from your first deal?

A solid lender, contractor, and property manager can make or break your first few deals.What strategy are you leaning toward first—flipping, BRRRR, or buy-and-hold?

Whether you're diving into BRRRRs, flips, buy-and-holds, or turnkey properties, my team and I are here to ensure your success.What sets us apart?

Investment Info:Condo buy & hold investment.First primary residence (2 bed/ 2 bath condo) located into a desirable part of Southern California.

I’m a prior realtor, with wholesaler experience and have done some buy and holds in residential properties.

I have been a buy and hold investor on the north side since 2011 and worked with over 200+ house hackers

I have found that i can do much better in the long hold if I find a better market than where I live. 

CA is brutal when it comes to taxes.I don't give tax or legal advice, but many people believe that holding the property in your name and having a good umbrella policy is a good solution.