Or rather, my $100K -- which is a rough guess of revenue added by pricing / min stay automation across our two properties.

I guess we will see :)

I think some good ideas have cropped up back 6-7 months ago when this was first discussed, I guess on Fund III.

They/you can't choose the carrier - their software assigns it.Fortegra is one of the carriers (paper in insurance parlance) that their product is written on.That said, Fortegra is A- rated I believe by AM Best so that isn't the issue.I'm going to take a guess and say that your umbrella is written with PersonalUmbrella.com (Markel) and they require all underlying insurance to be A-rated but also with an admitted carrier. 

And guess what???

Might want to tuck that (and your TWO years of experience) back in.I guess if you consider doing 80% MORE investor business in 2024 than I did in 2023 "slow", okay then... ha ha ha.But hey - if people like you insist on being a complete jerk here, showing everyone exactly who they are, as Mel Robbins says, I'll "Let them".Who are you, again? 

If cash flow means you make $8 more than your mortgage payment in month 4, awesome, you have $8 for that month.But.... if you factor in closing costs, make ready costs, leasing costs, repairs... it's typically years out until TRUE cash flow, with a value add or a turnkey (unless you absolutely knock it out of the park with a BRRRR and then somehow cash flow after the refi, which I guess is possible but very unlikely.)

.$200 mo on a $150k house is ok I guess.... 

I guess I was lucky this was the first place I found and didn't waste money on other systems.

There is no possible way, you can rationally estimate (guess), which one out of how ever many others may say it takes, you hit on.