( I keep 30 tons on hand before each storm ) We are sending trucks and men out in terrible conditions for long periods of time , at all hours of the day .

This would buy time to improve cash flow or explore better refinancing options.Ask Your Lender: Would they consider lowering the rate temporarily or extending the loan period while you stabilize cash flow?

I make my regular interest-only payments for the first 7 or 8 months, and my interest-only period lasts 5 years.

This could give you the cash you need for the purchase and also eliminate your personal guarantee for the loans.

Thanks There's never any guarantee you're going to get 100% of your own cash back out of the house especially in a short time frame.

I'd consider renting for a period of time and identify a particular area you'd like to eventually buy.

Not even Ivy League master programs in real estate provide the representations and guarantees these mentorship programs provide.  

By lending money on quick turnover deals and running JV's I should be able to fill some of the latency period with needle moving activity.

Although I’ve been investing in real estate, both directly and indirectly for 45+ years, I still get a “queasy” feeling when an investment does not perform as expected.My “aha” moment occurs when we reach the point when, despite the investment problems, we’re able to still show a good/substantial profit at the end of our holding period.  

In 2024, the city instituted a CAP and for a period, now only active STR permits can transfer to a new owner.