This can potentially increase the value of your investment over time.Diversification: Investing in Florida real estate can provide diversification to your investment portfolio, as it offers exposure to a different asset class compared to stocks and bonds.However, like any investment, there are risks associated with investing in residential rental units in Florida, such as vacancy rates, property maintenance costs, and market fluctuations.

There's so much fluctuation in flood insurance policy right now that rates could drastically rise; I think right now they are allowed to raise it 15% per year even in owner-occupied. 

Yes the winnings on the end do seem well worth the risk, but seriously consider the major and daily fluctuations in the material market.

.  :-)But if you aren't careful and you are overly leveraged (especially if you are using cash out refi's every couple years to use as the down payment on another property), it is easy to see that net worth destroyed by the sometimes wildly fluctuating local real estate market.  

I thought well even if the value fluctuated up or down a little bit, the finances would not be stressed. 

We wanted to jump in on behalf of RTR to add some clarity and see how we can participate in assistance in this situation where rents came in less than expected, as we are always happy to do.Here are some clarification points to be aware of:-We do understand that rents in SWFL have fluctuated over the past year, which does happen with dynamic markets like we are seeing nationwide currently.

Keep your eyes and ears open for any calls, webinars, or presentations in regard to the fund, as this is an excellent opportunity to get to know the team and the strategy on a deeper level.The fund manager is in charge of all aspects of the fund's day-to-day operations, allowing investors to invest without being concerned with each transaction made through the fund.Benefits of Investing in Real Estate FundsReal estate funds often provide higher than average, consistent returns, that are independent from the stock market’s fluctuations, further proving that investing in real estate is a dependable way to generate revenue and profits over time.

Agree that I would have had it independently appraised, however markets fluctuate.

Though, keep in mind that HELOC rates can fluctuate with the market, potentially exposing you to higher interest rates down the line.On the other hand, a cash-out refinance could lock in a fixed rate, providing stability/predictability in your monthly payments.

But how do you project annual occupancy with a few month sample especially if the market has seasonal fluctuations?