They won't be able to fix that problem as there is probably a small leak in a pipe or a crack in the foundation or a bit of water coming in from somewhere or moisture building up in the home.I also agree with Nathan about taking the first contractor to small claims court.

I am not sure how much fight they can do in the court for cases like outside bicycle incidents but I think I will hire an actual attorney instead of relying on an insurance company’s lawyer if it ever happens haha.I just don’t like how STR insurances are talking like they are the only one who will cover everything.

Something to dive deeper with a financial/loan professional.

@Alex Lee203k is an amazing tool as long as you don't overextend yourself financially. 

Fast forward a few years we are we financially free via house hacking and owning small businesses (leveraging our house hacks as collateral). 

@Drake BackmanBigger Pockets is a great place to find a tax strategist specializing in real estate taxation.A good real estate tax strategist can save you thousands of dollars by leveraging entity selection and formation, tax deductions, cost segregations, bonus depreciation and tax planning.I recommend finding a tax  strategist specializing in real estate taxation, business taxation, financial planning and tax planning.Consider working with your tax strategist remotely to expand your options.I would also recommend looking for a tax strategist willing to work with you throughout the year.

That 4% cap rate on in place financials is a lie.  

You should seek out and speak with a financial planner/estate attorney.

You’d need a clear exit plan and enforceable lease terms to protect your investment.Think about the following:Tenant Risk – Can they truly recover financially, or will you face another eviction situation?

I've been a financial planner for 17+ years and one of the main things I've learned is that the more I think I know what's going on, the less I'm actually correct.