And the posters unwavering belief that somehow these Feds are going to drop all investigations, prosecutions, politicking, taking coffee breaks, etc. and jump on their complaints putting the “full force” of the Federal government down on the subject company and its managers and feed them to the lions.   

Bottom line these are NOT federally regulated or state regulated loans.. they who have the gold make the rules.

What Schedule can not do is contradict itself and it will always be over-ruled or governed by the LTB.

I don't know about you but I wouldn't want to get caught filing fraudulent Federal documents.So, let's say you have a major renovation, what does bringing the home into compliance entail?

I would prefer some a group of nice tenants getting some sort of government support.

Some of the CoC are so low (and some of the projected appreciation is also low) that I ask myself, why wouldn't I just invest in government bonds instead.

See the other posts above.Originally posted by @Carolyn Fuller:I find trying to slog my way through government regulations to be a bit overwhelming. 

You'll probably want to look into having your assets held in a living trust or some other kind of trust if wishing to avoid probate in California.As to your question about the mortgage, there's a federal law that the attorney might be referencing that generally protects transfers into a living trust from causing the need to refinance, but would need more details to discern.

However you do have a new government that seems committed to cutting costs, cutting defense spending, and getting us out of wartime efforts. 

Federal Trade Commission (FTC): - https://reportfraud.ftc.gov/2.