What's the breakdown in tenancy between the shops and any income from the barn (or the house)? 

I would suggest shopping it around a little more until you find a lender that offers reasonable terms and has a positive reputation.

I love talking shop.  

Imagine if the investors approached it as a work-shop to co-op networks, ideas, resources to change direction of things.... 

But it could also be a coffee shop or an etsy store and the cash flow goes into real estate.

If the violations took place prior to purchase, I would at least give them written notice that you are aware of the previous violations and that just one under your watch would result in an eviction.in the meantime, I would shop for new insurance and pass the increase on to the tenant.

The Short Term ShowThe Short Term Rental Management ShowThe Short Term Shop all day long.

A solid agent can help you calculate ARV, manage inspections and contractor connections— get quotes and coordinate handymen and vendors post close, provide shopping lists and software suggestions for management or STR furnishing, etc. 

Additionally, don't hesitate to review your insurance every year and shop for a new policy.

Apologies - I hadn't realized you had cross-shopped between AgSouth and Vystar for the same loan prod.