We are only very moderately leveraged, but I am in no rush to change that and rather use the cash flow to re-invest either into upgrades (we are doing a ton of driveways this year) or more RE.I don't think there is a right or wrong way, like you said there are many different ways, I just find myself adjusting every year a bit more in that direction. most condos historically are not great appreciation plays. its a place to live and enjoy.. unless said condo was bought in Miami in 2008 to 2010 :)No $#@% mate.And Chicago has been a disaster for many years now.I pinged Bri about it a while ago and she said "Good luck" hahaI guess it's more a trophy property than anything else during my "ego" pumping days.A bit older, balder and smarter nowadays I guess.Less is more mate lol

At the end of the day, Panama City Beach and Destin offer more potential for consistent returns, fewer regulatory headaches, and the added perk of a beachside escape you can actually enjoy.

This tenant is violating the lease, and compromising the peaceable enjoyment of their neighbors' homes. 

would love to hear more about this, visited lisboa this past year and really really enjoyed it and the surrounding areas. 

AlabamaAlabama residents enjoy a low cost of living and a thriving economy.

Here are some quick stats to consider:Tangible Asset: Real estate is a physical asset you can see and touch, which can provide peace of mind.Cash Flow: About 33% of homeowners rent out their properties, generating consistent income through rent.Appreciation: Real estate appreciates by about 3-5% per year, while the stock market averages around 10% but with more volatility.Tax Benefits: Investors enjoy deductions on mortgage interest, property taxes, and depreciation.Control: You can actively manage and improve your property to increase its value.Just take it step by step, and you might find real estate is less risky than it seems.

I am either enjoying the sunset in a far-off Caribbean Island with all the money I have from RADD or slaving away back where I belong at Fort Bragg (Liberty) NC for the government to ensure our great SOF Warriors have the appropriate knowledge, skills, and abilities to protect our Nation and people like you who enjoy the ability to freely post on blogs, threads, etc. such as Bigger Pockets without any real knowledge of what they post.

I've actually enjoyed living in this high-density neighborhood -- more privacy than an apartment or townhome, more social and walkable than a suburb. 

If you're negative and looking at potential deferred maintenance I'd sale it and enjoy the memories. 

AlabamaAlabama residents enjoy a low cost of living and a thriving economy.