. - some otherwise smart people do not believe humans are contributing to global warming.  

This property had strong potential for adding value, especially with its ADU (Accessory Dwelling Unit) potential.

Irs determination “You're considered to use a dwelling unit as a residence if you use it for personal purposes during the tax year for a number of days that's more than the greater of: 14 days, or. 10% of the total days you rent it to others at a fair rental price.”

My insurance provider has given me a warning that this will change my insurance from a standard dwelling/fire to a surplus line, specific to undergrad tenants. 

Beyond that this isn’t about East vs West, it’s specifically China and Russia where the management of the BRICS currency will be based, which are 2 of the most untrustworthy countries in the world when it comes to human and property rights. 

They're human beings with opinions and biases. 

Pennsylvania has specific regulations for these facilities, mostly overseen by the Department of Human Services (DHS).

Thanks for you insight into human psyche.

The reality is that the tax impact and ability to take ANY losses (as Michael mentioned) is based on a number of factors that include whether or not it is a "separate dwelling unit".

Some dwelling policies allow for one unit to be owner occupied.