I’m also a dog lover and mom to a beautiful Yorkie boy who brings me so much joy.I’m a lifelong learner who loves reading, exploring new ideas, and being part of communities that bring out the best in me.

A service animal can only be a dog or a small horse (no joke.)

Tell them it's mandatory.Make sure you are named as additional insured to protect your interests but also if they let the policy lapse you will get a little post card in the mail from Lexus Nexus or a similar company saying the policy is lapsed or canceled.For those that allow pets - have them get a renters policy that does not have a dog bite or dog breed exclusion.

Along with my wife, 2 yr old daughter, and one yr old son, we have two large dogs that stay indoors with us. 

Then there are calls about all sorts of minor stuff - and just odd behavior, like calling the gas company at midnight because they thought they smelled rotten eggs….. getting our gas shut off for a day, bringing over questionable house guests, bringing over a small dog and housing it without asking, and just overall kind of being a mess.

During this same time period my wife and I both quit our jobs and started a dog-walking company.

I wont go into details about that place, but i wouldn't feel safe walking my dog there at all.

It would be like being trained by a neighbor on dog walking and them giving you a piece of paper calling you a certified dog walker. 

It took a long time for a lot of these houses and apartments to recover to 2005 levels, so all you really needed to do was not buy a total dog and wait.

My take so far is that none of the programs are the best of breed, but many integrate with each other so work really well.