Not looking for a handout , just a direction .I would like to know how I would be able to distinguish between a flip that's a GO and one that just isn't worth the time , plus I don't know anything about repairs and how to know how much is needed to input into the expenses situation .Thanks everyone Best regards Bob

FNMA and Freddie loans are non-recourse and typically allow borrowers to apply for a FNMA or Freddie “supplemental” loan (2nd trust deed) after the first year of the initial loan term, which is a feature that distinguishes the GSEs from CMBS lenders whose standard programs prohibit secondary financing.

Plan on distinguishing myself from other builders by offering a better product.

It's always great to know people who share the same mindset than oneself.

Second, there are a number of factors that distinguish an independent contractor from an employee and paying for someones insurance would definitely not help your argument that they are an independent contractor. 

Learning by itself does not make one wise, but acting upon the information we learn for the benefit of oneself and to humanity is wisdom.

I am looking into finding deals with NOD which i don't know how to find and also I want to look into probates so these are my questionsHow do i find a list of people that are behind on their mortgage payments and also how to I distinguish when  I am looking at a probate list who inherited the real estate is it listed as "small estate affidavit"

Stephen, this is literally a copy/paste from an email I sent one of my partners recently about a duplex we were analyzing (which had 16,200 gross income):1500 - insurance  500 - landcaping & snow removal1620 - 10%management1620 - 10% of gross inc for repairs/maint3252 - $22.95 per 1000 in East Prov (142K assessment)  200 - electric  (common)  800 - water  800 - sewer  405 - 5%misc/turnover/screening/leadtests/etc.It was a quick email so I might have missed some items, but there are some #s for you.Also it's important to distinguish between "repairs when you buy it that you have to do to make it rentable" vs.

Watching these 3 distinguished gentlemen, who are all extremely bright, and with vision that most can't even comprehend.  

It takes time, experience and a lot of effort that comes MOSTLY from within oneself.