When we saw how they froze them during the crisis, we realized it would have caused us a lot of pain if we still used one then, as we didn't have much of a real emergency fund when we had a HELOC, thinking the HELOC would be our emergency fund as well. 

Btw this week big announcement comes from second biggest California Pension Fund that has liquidity crisis, they need to borrow 30 billion if not selling asset for cheap. 

Anyone interested in a meet up once this COVID crisis is over?

I've done it in the past, however, that was before regulations were put into place after the mortgage crisis to prevent that.

I remember bandit signs were big during the foreclosure crisis.

Purchased right at the start of the Covid-19 crisis. 

Some caveats:  I do not live in the state but have long considered moving there;    I do not currently own a home (living on the road in my 3rd mid-life crisis!)

hey all, I'm a small time investor setting my affairs in order in anticipation of 1) retirement and 2) a global and/or national fiscal crisis.

One argument has been that homesharing is a cause of the housing crisis here in LA. 

I’m encountering wholesalers, real estate investors, house flippers, and buy-and-hold participants everywhere using the same knowledge base that played a part in the last crisis.