You're on the right track!

You may find this a viable option with rates where they are, especially if your rental income continues to cover the mortgage.Home Equity Line of Credit (HELOC): If your property qualifies, you could use a HELOC to access the equity without disturbing the current mortgage.

For context, before I learned about his 6 unit I was planning to purchase a 2-3 unit long term rental in Q1 2025 as my first of many deals with a 5 year goal of financial freedom so I can coach my daughter's high school cross country and track teams.

And lastly, I search FunishedFinder listings nearby, find comparable properties, and track the listed rent for a few months (does it increase, decrease?).

Other than paying for an appraisal or BPO (and maybe a credit report), you should not pay a lender anything until your loan funds.

I agree local banks and credit unions will be better if you're planning on growing your portfolio. 

@Vijay Singh SambasivamI would suggest speaking to local banks, and credit unions.

Bank Credit Line How did you add value to the deal?

I used a credit card to sign up for gator.

You said "100% of our funds were investors" then "my capital came from bank Lines of credit NO investors", so wondered exactly how much of the 100% was replaced.