After over a decade of investing in Milwaukee I can confirm you have arrived at the correct consclusion.

It took a few months to correct it but they finally did.

Find Brandon's videos on YouTube for the "four square" method of analyzing homes and practice.

You are generally correct that there is an annual exclusion for gift taxes that generally passes tax-free (of course, in all situations, exceptions apply and you have to meet all requirements to qualify). 

That trial period lets you see which method works best before scaling up.Moreover, the consistency and success of any agency largely depend on how well you follow up with your project manager and monitor the KPIs.

Would love to be corrected if that's not the right understanding.

My CPA has told me that i can move it from the inherited to my personal IRA, but I am struggling to believe that he is correct.   

Additionally, interest-bearing accounts may be mandated in certain jurisdictions, so it's important to check local regulations to ensure you're handling deposits correctly.

Makes for very easy updating.As for out-of-state, @Daniel Hyman is correct that any competent tax preparer should be able to handle different state returns using easily available resources. 

You do have to make sure to price correctly.