Simply consolidating the work of your MTR/STR into a single property isn't going to save you much work unless you plan on farming out the management or co-hosting of that property.

I want to get a debt consolidation loan.

I wouldn’t be surprised, with increasing rates, that lender will re-institute a policy of using an increased “qualifying rate” rather than the “actual rate” on a heloc for loan qualifying.Bottom line for investment prospects is that it is easier to qualify for a future loans by consolidating all non-mortgage debt and using your cash for down payment to secure financing for your next real estate acquisition.

then do a consolidation exchange. 

You will need to consolidate any differing assumptions across the assets, but can be done.The latter scenario I have only ever seen done in very custom excel models, and even the investment bankers that I have seen build these, often had hard inputs due to various complexities, especially around scenario testing within different portfolio outcomes (i.e. asset 1 sale = Homerun, asset 2 = single and asset 3 = double, or any combination of the order in which good and bad sales hit).I

@Jessica Stern, to consolidate some thoughts here AND add in a bit.

He spends A TON of time with his family, moved out of the country with his wife and kids, and "retired" off of a relatively small portfolio with little debt that took about 20 years to create and consolidate. 

Or is there sites that consolidate the info?

Thanks for your help, While a lot of DSCR lenders have minimums of $75,000 if you can pool at least 3 properties together for a blanket loan, then a $50k per loan allocated amount should be eligible for a fewI have two other rentals and I’m interested in consolidating the loans into one.

I slowed down, I consolidated.