@DeBret McGee IIYour best bet is to secure a deal with creative financing, seller financing or meter lease options.

In fact, I would bet that the only stockholders that would have enough clout to move prices, such as pension funds and the like, would probably appreciate a bank that maintains clear line-of-sight between the note holder and mortgagee. 

My friend Dylan Marma would be a solid bet and I'd be happy to make an intro.Using leverage to scale, such as borrowing against this cash for larger down payments?

I also read in real estate by the numbers that it's risky to bet on market appreciation.

I'd bet that nobody with a single working brain cell will sign a lease with your brand new LLC without you personally guaranteeing it as well.As for the writing style, this is totally subjective and unique to each person, but I think you can be professional without being overly formal.

If you are in a high fire zone, the California Fair Plan is likely your best bet.

Out of state may be your best bet, everyone on this thread has suggested great markets.

I could maybe sign up with that theory if the GPs were using the side hustle money as a way of cutting or eliminating their fees & salaries altogether while they try to hang in long enough to hope for enough rate cuts to refinance or the market to unfreeze and let them unload at least at break-even, but I bet none of them do anything of the kind. 

I imagine you'll have the same issue with the unpermitted kitchenetteIf you can rent the property as a MTR then listing on Furnished Finder will probably be your best bet.

I bet there are some ways you could proactively plan so the problem almost resolves itself.