Having a good judge of character is important here too, but again not a guarantee. 

It was both, but knowing how they treat property is also a good indication of character despite a poor credit rating

I’ve found that I’m a pretty good judge of character and can get a good feel for how well the prospective tenants will fit in with me.

Adversity that can be overcome builds strength and character.

., does not take into account the specifics of a property.Property Specific ExamplesProximity to nuisances - Property A, which is located next to Interstate 15, will have a lower rental price compared to Property B, even if the physical attributes of the properties are the same.

I also have a slightly modified version of this spreadsheet that I use to track all business expenses not attributed to a specific property.

The majority of existing houses were built in the 1930s, contributing to the unique character of the neighborhood.

I think you add it all up and... it doesn't add up to anything.I just finished reading Going Infinite, about SBF, and the Cult of We, about Adam Neumann.A lot of "smart" people, without any coercion or manipulation, were happy to hand over millions / hundreds of millions / billions of dollars to those two characters. 

I have a property with the following attributes (summarized) and am hoping to get some guidance on the best way to finance with my business partner. 

. - First and foremost, and not unique to Indy, obviously interest rates have been the main character in the story for anyone looking to buy.