I would also be very interested in hearing student or JV experiences with Pete and his program.

any free programs?

The replacement cost (cost to rebuild, not the value of the property) data providers are pegging the quadplex at close to $2M and most 1-4 unit rental property insurance programs tap out at $1-1.5M before you'd end up in a commercial insurance product.

Explain your situation and see if there are payment plans or hardship programs available.The BiggerPockets forums have threads on tax liens and foreclosure prevention: https://www.biggerpockets.com/forums/41/topics/766025-surplus-funds-unpaid-taxes-in-foreclosure-saleAn experienced real estate attorney can advise you on your legal rights and explore potential solutions.Have you spoken with your local tax authority yet?

Pretty sure her daughter was running a program buying there.

If you do not have an accounting program I highly recommend STESSA it's affordable and Bigger Pockets recommends it.

The secret is tenant selection, and finding good tenants in the program. 

It also keeps to a nationalistic conservative agenda, and without capitalism, it is just cuts to programs, and no investment into other areas. 

They used that period of unemployment to skip paying student loans and then try to get some kind of program/hardship deferral or something aka "gaming the system".

This is for one lender's program.