DM the complex.You need:Condo certificate filled out, master insurance policy declarations page, budget, by laws, contact email for HOA manager who answers, borrower with 43% back end ratio, borrower middle FICO 670+, borrower with 2 years same income stream, the money in the bank past 60 daysthen it's easy to choose the best lender.

You need to find out how much of the VA benefits you qualify for with the certificate of eligibility (if you haven't already checked).  

Your offer to purchase should include a requirement that the Seller provide all documentation and agree to sign an estoppel certificate (also called an estoppel form or agreement).

Title company paid the taxes showing tax payment certificate cleared.

Separate meters..who pays which utilities..Terms of leases and Estoppel certificates, any recent inspections, appraisals or capital improvements..

An estoppel certificate fixes this problem.

I am a former insurance agent and was presented with multiple certificates of insurance that when I went to verify them they were actually not valid and/or the insurance was not the proper type for the work being done or may not have extended coverage to any workers or employees or contractors they were planning to bring on site to wortk.

Not lazing around in a deck chair all day and having checks just flow into your mailbox like they might with Dividends from owning a stock certificate.3) I would love any feedback on what you think are the main forces holding people back from becoming financially free.21% Of the population Is on government assistance- many in here like that and wish there were more because they benefit from the section 8 rental assistance program that these people use to be able to keep a roof over their heads.

Many people like to do a lease audit with estoppel certificates.

In that specific case, the property was seized by the IRS, and the buyer did not receive a deed but merely some "certificate of sale" and was specifically barred from possession of the property until after the redemption period.