Thankfully some other deal will hopefully make up for that but I can't tell you how many deals have collapsed at the 11th hour through no fault of my own over the years and for me to get a fat $0 in earnings.

Excited to learn everything I can in regards to the multiple strategies in real estate investing... especially the possibility of little to no investments using my own money!  

IF the occupant is financially strong, you use an LMLO,  the price is market and DTI works out and you do a good job of creating a fat folder.  

Rental income from a property acquired earlier in the same tax year can in fact be considered for vanilla Fannie loans.Relevant link to FannieMae.com on the subject.Warrants linking here: How Lender Overlays Prevent Mortgages.

@Risa HindI think you will find it challenging to craft a self-directed IRA investment strategy that will be both cost-effective and productive.Your two IRAs are separate, though they can in some circumstances be pooled into an investment together.An IRA may leverage, but most of the banks that do non-recourse loans want 34-40% down, 10-15% in reserves and want to lend at least $50K for it to be worth their while.  

I fat fingered my zip code when signing up for BP, and now temporarily stuck with it

Once I get that one done overall cashflow will be fat.

Agree with Frank PatinoI would consider using my investments to pay off bad debt- Plus if the property is building equity from paying down the loan and increasing in value by the time you do retire the account you have now should be a fat little piggy bank.

Bonus structure was 20% of whatever they don't spend, which I saved them 100k, gave me a big fat check of 20k after 2 months, timeline was 3 months, so who knows how much they gained renting those spaces for that extra month.

In CA my larger expense it the Fat *ss mortgage that is MONEY IN THE BANK for me.