if we flooded it, it might have a bigger impact. 

These are just some of the additional items that will have a significant impact on carrier's rates, your premiums, and whether we start to see the insurance market soften anytime soon or not.

These changes can significantly shape how properties are managed and have a real impact on your experience and ROI. 

The shorter the prepayment term has an impact on increasing the rate.4.

Brace for impact:  YOU DON'T WANT THEM TO STAY. 

You’ve got the leadership, the know-how, and the heart to really make an impact.

@Polat Caglayan very ambiguosu question, but read the helpful info below to guide your next set of questions:)-------------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

The impact to a balance of 100 or 200k is substantial.

@Ezra Avery you might want to read below to understand Classes of Property/Tenants.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

Going to 90% is not the cheapest way forward, however.  80% will give you better rate, and 75% will really make an impact on rates.